Pros and Cons Comparison

Bank of America

Pros: Extensive network, full services

Cons: Lower APYs, higher fees

Wells Fargo

Pros: Physical branches, diverse products

Cons: Recent issues, modest APYs

Capital One

Pros: No fees, great digital tools

Cons: Limited branches, investing

Ally Bank

Pros: High APYs, no fees

Cons: Online-only, limited loans